The numbers behind life in the UK, worked out.
Salary, mortgages, tax, visa fees — the calculations real decisions hinge on, in one place and kept in step with UK rules. Start with take-home pay below.
Illustrative estimate — England, current tax year, no pension or student loan. Open the full calculator for region, self-employment, foreign income, pension, salary sacrifice & more.
One hub for every UK calculation
The salary calculator is live today. The rest are being built in the order people ask for them most.
Salary & take-home
Gross to net, with tax, National Insurance, pension and student loans.
Mortgage affordability
How much you can borrow, monthly repayments and rate scenarios.
Stamp Duty (SDLT)
Tax due by band, including first-time buyer and second-home rates.
Visa & immigration fees
Application costs, the Immigration Health Surcharge and dependants.
Income tax & NI
A standalone breakdown across tax bands for any income.
Pension & retirement
Projected pot, tax relief on contributions and drawdown.
Cost of living
Rent, bills and the salary you need to live in a given city.
Capital gains
CGT on shares and property with the annual exempt amount applied.