Disposal details
Estimate Capital Gains Tax on a disposal in England, Wales, or Northern Ireland. Main-home relief, spouse transfers, and specialist regimes are not modelled.
Legal fees, improvement costs, and other allowable deductions (not including your annual exempt amount).
Your tax position
CGT rates depend on your Income Tax band. Enter taxable income (after Personal Allowance) or indicate you are already a higher-rate taxpayer.
Income after Personal Allowance and other Income Tax reliefs — used to work out how much of your gain falls in the basic-rate band (£37,700 width for 2025/26).
Rates and sources
| Item | Source | Verified |
|---|---|---|
| GOV.UK — Capital Gains Tax rates and allowances | GOV.UK | 2025-06-01 |
| Annual exempt amount | £3,000.00 | |
| Rate period | Full tax year | |
Capital Gains Tax due
£1,260.00
- Gain on this disposal
- £10,000.00
- Total gains (after losses)
- £10,000.00
- Annual exempt amount used
- £3,000.00
- Taxable gain
- £7,000.00
- Effective rate on this disposal
- 12.60%
Rate breakdown
Tax on the taxable gain after the annual exempt amount.
| Band | Rate | Taxable | CGT |
|---|---|---|---|
| Basic rate band | 18.0% | £7,000.00 | £1,260.00 |
| Total | £1,260.00 | ||
Buying property? See our Stamp Duty calculator. Salary and take-home estimates are in the salary calculator.